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China Payment Setup: Alipay, WeChat Pay, Cards and Cash

China Payment Setup: Alipay, WeChat Pay, Cards and Cash: Backup payment paths

A useful backup survives the failure of your first method. Two apps on the same uncharged phone are not a complete plan for reaching the hotel.

Updated · Editorial approach

What to do

  1. 1

    Ask the hotel which methods it accepts for room charges and deposits, whether it needs a physical card, and the amount to reserve. Save the answer.

  2. 2

    Carry the physical card you plan to use and confirm the issuer’s overseas and ATM rules. Keep it separately accessible from your phone.

  3. 3

    Plan how to obtain RMB: check an ATM for your card-network logo or use an authorized exchange service. Availability, withdrawal limits and fees depend on the location and issuer.

  4. 4

    Budget cash from your actual arrival route, meal and hotel requirements; do not use a universal amount for every trip.

  5. 5

    Save the hotel’s Chinese name, full address and phone number offline, together with a route you can pay for if the wallet is unavailable.

Double-check before you rely on this

  • Your transport backup has a payment method you have checked.

  • You know how to reach the hotel if your phone has no usable data or power.

  • Any deposit does not consume all the money available for the rest of the evening.