China First Day
Payment Setup Guide

Mobile payment readiness

Mobile payment is useful in China, but setup should be tested before you land. The goal is to know which wallet, card, and phone number combination works for you.

What to do

  1. 1

    Install the payment apps you plan to use before departure.

  2. 2

    Link an international card if the app supports it for your account and card issuer.

  3. 3

    Complete any identity or phone verification while you still have stable internet.

  4. 4

    Save a backup card and a small amount of RMB cash for first-day friction.

Check before you rely on it

  • Your card issuer allows overseas and online transactions.

  • You can open the wallet and see the payment function before travel.

  • You understand that app support, limits, fees, and verification can differ by account and card.